Finance & Payment Options

We understand that planning for dental treatment can sometimes be a financial consideration. At Harpley Dental, we offer a range of payment and claiming options to make managing your dental care more convenient.

Before any treatment begins, we’ll explain the available options so you can make an informed decision about your care and the associated costs. If you have any questions or concerns, please feel comfortable asking us: no question is too small, and every concern will be taken seriously.

Get More From

Your Private Health Insurance

All Private Health Funds are Welcome

Harpley Dental accepts all private health funds participating with HICAPS, allowing eligible rebates to be processed on the spot at checkout. No forms and no waiting for reimbursement.

Depending on your treatment and eligibility, your private health fund may cover some or all of the cost. Any remaining gap will be payable out of pocket. Please remember to bring your private health fund card with you on the day.

We're Preferred Provider for CBHS & nib

We’re a preferred provider for CBHS, nib and their subsidiary members, which means eligible members can get more from their Extras cover. Depending on your level of cover, annual limits and waiting periods, you may have access to agreed rates on eligible dental treatments, helping reduce your out of pocket costs and make your Extras limits go further.

Eligible treatments may include: check ups & cleans, fillings, mouthguards, root canal treatment, minor dental surgery and urgent dental care. Your rebate will depend on your individual policy and eligibility, so please check with your health fund or speak with our team if you have any questions about your cover.

Explore Flexible Ways to Pay for Your Dental Care

Afterpay lets eligible patients divide the cost of eligible dental treatment into 4 equal instalments.

Access Dental Care Through Government Dental Schemes

Harpley Dental proudly supports eligible patients through a range of government-funded dental programs.

Child Dental Benefits Schedule (CDBS)

The CDBS helps eligible children access a range of basic dental services through Medicare. It provides up to $1,158 in dental benefits over two consecutive calendar years for eligible children aged 0–17 and if the family receives Family Tax Benefit Part A or certain other Australian Government payments. Eligibility is assessed by Services Australia.

If eligible, your child may receive general dental services such as examinations, X-rays, cleans, fillings, fissure sealing and extractions, bulk billed up to the applicable CDBS benefit limits.

Not sure if your child is eligible? Our team can help you understand the requirements and check the information available to us.

Department of Veterans’ Affairs (DVA)

Harpley Dental welcomes eligible DVA cardholders and provides dental services in accordance with current arrangements. The dental services available to you depend on your card type and individual eligibility.

Bring your valid DVA card to your appointment so we can help confirm the applicable arrangements.

Victorian Dental Vouchers

Harpley Dental accepts eligible Victorian dental vouchers, including VEDS and VGDS, which can help eligible patients access subsidised dental care.

Eligibility, treatment coverage and any patient contribution depend on the applicable voucher and program requirements. If you have a valid Victorian dental voucher, bring it with you to your appointment so our team can assist with the next steps.

Have questions about your payment options?

Speak with our friendly team and we’ll help you understand the options available to you.